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Analyze My Income

W-2 vs 1099 calculators for take-home pay, contractor rates and 2026 taxes.

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Overview

Analyze My Income helps U.S. workers, freelancers and independent contractors compare W-2 employment with 1099 opportunities using scenario-specific calculations instead of generic percentage rules. Start with a simple comparison using salary, contractor offer and state, then add optional details such as business expenses, health insurance, billable hours, employer benefits and contract risk. The toolkit includes W-2 vs 1099 offer comparison, salary-to-contractor rate conversion, 1099 tax estimates, self-employment tax, quarterly estimated-tax planning and tax set-aside calculations. The current model uses documented 2026 federal tax parameters and state-specific calculations covering all 50 states. Results are planning estimates, not tax filing or individualized professional advice.

Short description

Analyze My Income is a free U.S. planning toolkit for comparing W-2 and 1099 compensation. It estimates take-home pay, contractor break-even salary and hourly rate, self-employment tax, quarterly payments and tax set-aside amounts using a documented 2026 federal and 50-state model.

Sources behind this listingSee source links, recorded dates and owner corrections.

Observed facts come from public pages. Founder-edited facts are supplied by the verified owner. AI-inferred facts are model interpretations; derived facts are calculated from other data. A source link lets you check the current page. It does not guarantee the fact is still current.

Dates show when a record was saved. Some older records use the listing’s update date; they are not proof of a fresh check. Missing source records are shown explicitly.

TaglineW-2 vs 1099 calculators for take-home pay, contractor rates and 2026 taxes.
Founder-editedRecorded Source: analyzemyincome.com
DescriptionAnalyze My Income helps U.S. workers, freelancers and independent contractors compare W-2 employment with 1099 opportunities using scenario-specific calculations instead of gene...
Founder-editedRecorded Source: analyzemyincome.com
Free planYes
Founder-editedRecorded Source: analyzemyincome.com
Free trialNo
Founder-editedRecorded Source: analyzemyincome.com
SummaryAnalyze My Income is a free U.S. planning toolkit for comparing W-2 and 1099 compensation. It estimates take-home pay, contractor break-even salary and hourly rate, self-employm...
Founder-editedRecorded Source link unavailable

Key Features

  • W-2 vs 1099 take-home comparison
  • Contractor break-even annual compensation
  • W-2 salary to 1099 hourly-rate conversion
  • 1099 tax calculator
  • Self-employment tax estimator
  • Quarterly estimated-tax planner
  • Tax set-aside calculator
  • 2026 federal + 50-state tax model

Who Is It For

Target audience

Freelancers, contractors, and individuals considering job offers that involve different compensation structures, typically small to medium-sized self-employed professionals.

Best for

U.S. professionals, freelancers and contractors comparing W-2 vs 1099 offers, contractor rates or planning self-employment taxes.

Not for

Tax filing, legal worker-classification advice, complex multi-state/local tax cases, S-corp planning or individualized tax advice.

Strengths & Weaknesses

Strengths
Easy to useClean, modern interfaceGreat documentationFast performanceGenerous free plan
Weaknesses
Limited language supportLimited integrationsNo offline mode

Classification

Competitors
TurboTaxH&R BlockQuickBooks Self-EmployedNational Tax ToolsMy1099CalculatorSelfTaxCalc

Alternatives to Analyze My Income

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How we sourced this: Observed fields () were crawled from https://analyzemyincome.com when recorded. Source links and dates are available above. AI-inferred fields () were generated by gpt-4o-mini and are always labelled, never presented as measured fact. Founder-edited fields () have been corrected by the verified owner. Last updated: 6 September 2026. Site availability checked: 6 September 2026.