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RealContractorPay - 1099 vs W2 Calculator

Free 1099 vs. W2 Take-Home Pay & Tax Calculator for Contractors & Freelancers

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Visit RealContractorPay - 1099 vs W2 Calculatorrealcontractorpay.com
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Overview

RealContractorPay is a free, instant calculator designed for independent 1099 contractors, freelancers and W2 employees evaluating a switch to self-employment.

What It Does:

  • Calculate accurate net income after Self-Employment Tax (SE tax / FICA) and Federal/State income taxes.
  • Provides direct 1099 vs. W2 rate conversions to ensure you never undercharge
  • Takes tax deductions, unpaid time off and health insurance costs into account

fast, free and no sign-up required

Short description

Calculate true 1099 take-home pay after self-employment taxes, FICA and state tax. Easily compare contractor hourly rates against W2 salaried offers to know real net income.

Sources behind this listingSee source links, recorded dates and owner corrections.

Observed facts come from public pages. Founder-edited facts are supplied by the verified owner. AI-inferred facts are model interpretations; derived facts are calculated from other data. A source link lets you check the current page. It does not guarantee the fact is still current.

Dates show when a record was saved. Some older records use the listing’s update date; they are not proof of a fresh check. Missing source records are shown explicitly.

TaglineFree 1099 vs. W2 Take-Home Pay & Tax Calculator for Contractors & Freelancers
Founder-editedRecorded Source: realcontractorpay.com
DescriptionRealContractorPay is a free, instant calculator designed for independent 1099 contractors, freelancers and W2 employees evaluating a switch to self-employment. What It Does: -...
Founder-editedRecorded Source: realcontractorpay.com
Starting priceFree
Founder-editedRecorded Source: realcontractorpay.com
Free planYes
Founder-editedRecorded Source: realcontractorpay.com
Free trialYes
Founder-editedRecorded Source: realcontractorpay.com
SummaryCalculate true 1099 take-home pay after self-employment taxes, FICA and state tax. Easily compare contractor hourly rates against W2 salaried offers to know real net income.
Founder-editedRecorded Source link unavailable

Who Is It For

Best for

1099 contractors, freelancers and W2 employees comparing contract rate offers

–Not for

Enterprise payroll management, bookkeeping, or automated tax filing

Strengths & Weaknesses

Strengths
Easy to useClean, modern interfaceGenerous free planFast performanceNo vendor lock-in
Weaknesses
Limited integrationsNo mobile app

Classification

Competitors
QuickBooks Self-EmployedH&R BlockTurboTax Self-Employed

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How we sourced this: Observed fields () were crawled from https://realcontractorpay.com/ when recorded. Source links and dates are available above. AI-inferred fields () were generated by gpt-4o-mini and are always labelled, never presented as measured fact. Founder-edited fields () have been corrected by the verified owner. Last updated: 6 September 2026. Site availability checked: 6 September 2026.