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Budjo

See what you have left to spend today with Budjo, a private budget app with no bank linking. One daily number from your plan, across devices. Free.

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Overview

See what you have left to spend today with Budjo, a private budget app with no bank linking. One daily number from your plan, across devices. Free.

AI summary

Budjo is a private budgeting application that allows users to manually track their spending without linking to bank accounts. It provides a daily number reflecting available spending after accounting for fixed bills and savings goals. The app is designed for simplicity and privacy, with no ads or tracking.

Who Is It For

Best for

Individuals or households looking for a straightforward budgeting tool that prioritizes privacy and simplicity.

Not for

Users who prefer automated bank syncing or advanced financial analytics.

Strengths & Weaknesses

Biggest strength

Offers a clear, daily overview of spending without requiring bank connections, ensuring user privacy.

Biggest weakness

Lacks advanced features such as end-to-end encryption for syncing and automated data import from banks (AI-inferred; may be outdated – founders can correct this)

Classification

Likely competitors
YNABMintPocketGuard

Alternatives to Budjo

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How we sourced this: Observed fields () were crawled from https://budjo.app/ and are stated as fact. AI-inferred fields () were generated by gpt-4o-mini and are always labelled – never presented as measured fact. Last updated: 28 August 2026. Is this your tool? Claim it to edit and get a do-follow badge.